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Insurance background

AIA Thailand

Data updated: 2025-09-08

Website

Description

AIA Thailand offers both local health riders (like Health Happy, Health Saver) and comprehensive expat-level products (Infinite Care, etc.). Their tone is aspirational, mixed between accessible local care and high-end expat coverage—with a strong tie-in to banking partnerships.

Overview

Cashless in-network Worldwide options
Hospital network
Network published
Coverage areas
Thailand, Worldwide / Worldwide excl. USA
Plan types
comprehensive
Example premiums
Quoted online; varies by age/benefits
Inpatient (IPD) Outpatient (OPD) Medical evacuation

Plans (summary)

AIA Health Happy (Rider)
comprehensive Thailand Annual limit: ฿25000000
IPD
Eligibility: from 6 · up to 75 · renewable to 98
As-charged IPD; OPD included on 25M plan only per agent/bank materials. Double coverage for specified critical illnesses; PMCM available on 15M/25M. Rider attached to life policy; not accepted for OA/OX visas.
AIA Infinite Care
comprehensive Worldwide / Worldwide excl. USA Annual limit: ฿120000000
IPD OPD Evacuation
Offers 60M and 120M options; room & board up to 12,000/25,000 THB per day; includes vaccines, screenings, genetic testing per site. Visa LTR likely acceptable; confirm certificate.
AIA Health Happy Kids
comprehensive Thailand Annual limit: ฿25000000
IPD OPD
Eligibility: up to 18
Agent site indicates OPD up to 2,000 THB per visit (30 visits/year). Treat as third-party; verify with AIA official materials.
AIA Health Saver
comprehensive Thailand
IPD OPD
Third-party reference only; flat-fee plan with OPD and double CI mentioned—verify with AIA.

FAQ

Is AIA Thailand accepted for Thai visas?
This insurer may not publish visa-focused products; check with the provider or a broker.
Do they have cashless direct billing in Thailand hospitals?
Yes — members can use direct billing within the insurer’s network in Thailand.
Can foreigners/expats apply and what are the age limits?
Typical eligibility: · up to 75 · renewable to 98.
Are pre‑existing conditions covered?
Coverage for pre-existing conditions depends on underwriting; some plans apply exclusions or waiting periods.
How do I get a quote?

Updated 2025-09-08