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Insurance background

AXA Thailand General Insurance

Data updated: 2025-09-08

Website

Description

AXA Thailand offers domestic and regional health plans, including visa-compliant options (e.g., SmartCare Executive, SmartCare Essential) and enhanced local plans like Infinite Care. They stand out for combining global benefits with strong local service and distribution.

Overview

LTR-friendly O-A visa accepted O-X visa accepted Cashless in-network Worldwide options
Hospital network
400 hospitals (TH) · view network
Coverage areas
Thailand, Worldwide, Asia / Worldwide excl. USA
Plan types
visa_long_stay, comprehensive
Example premiums
Quoted online; varies by age/benefits
Inpatient (IPD) Outpatient (OPD) Maternity Dental Mental health Medical evacuation

Plans (summary)

SmartCare Executive – Long Stay Visa
visa_long_stay Thailand Annual limit: ฿4500000
IPD OPD Evacuation
Eligibility: up to 80 · renewable to 99
Visa-focused; family and no-claim discounts; deductible discounts up to ~50% mentioned on site.
SmartCare Essential (Online)
comprehensive Thailand Annual limit: ฿10000000
IPD OPD
Eligibility: · renewable to 99
Up to THB 10M/IPD as per AXA news article; apply online; optional wellness add-ons referenced.
International Exclusive
comprehensive Worldwide Annual limit: ฿93000000
IPD OPD Maternity Dental Mental Evacuation
High local+international coverage with alternative therapies; benefits per AXA article.
SwitchCare (Regional)
comprehensive Asia / Worldwide excl. USA
IPD OPD Evacuation
Regional plan cited with 3.5–30M THB coverage range in third-party sources; verify with AXA materials.

FAQ

Is AXA Thailand General Insurance accepted for Thai visas?
Yes, this insurer typically offers plans that meet visa requirements O-A O-X LTR.
Do they have cashless direct billing in Thailand hospitals?
Yes — members can use direct billing within the insurer’s network in Thailand. See network.
Can foreigners/expats apply and what are the age limits?
Typical eligibility: · up to 80 · renewable to 99.
Are pre‑existing conditions covered?
Coverage for pre-existing conditions depends on underwriting; some plans apply exclusions or waiting periods.
How do I get a quote?

Updated 2025-09-08