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VIP Universal Medical Insurance

Q: Can foreigners/expats apply and what are the age limits?

Typical eligibility: · up to 74.

Data updated: 2025-09-08

Website

Overview

LTR-friendly Cashless in-network Worldwide options

Hospital network

Network published

Coverage areas

Worldwide / options

Plan types

comprehensive

Example premiums

Quoted online; varies by age/benefits

Inpatient (IPD) Outpatient (OPD) Medical evacuation

Plans (summary)

Universal VIP Choice

comprehensive Worldwide / options

IPD OPD Evacuation

Eligibility: up to 74

Official site lists VIP Choice plans including Senior VIP.

FAQ

Is VIP Universal Medical Insurance accepted for Thai visas?

Yes, this insurer typically offers plans that meet visa requirements LTR.

Do they have cashless direct billing in Thailand hospitals?

Yes — members can use direct billing within the insurer’s network in Thailand.

Can foreigners/expats apply and what are the age limits?

Typical eligibility: · up to 74 .

Are pre‑existing conditions covered?

Coverage for pre-existing conditions depends on underwriting; some plans apply exclusions or waiting periods.

How do I get a quote?

Start the insurer’s online quote.

Insurance Helper Service

We connect you with trusted insurance agents, help you get better rates, and make sure your plan covers the hospitals you want — with a 1‑month money‑back promise.