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Insurance background
William Russell

William Russell

Data updated: 2025-09-08

Website

Description

William Russell promotes highly personalized, modular global insurance with Bronze/Silver/Gold tiers, flexible coverage zones, and strong customer service—including digital tools and tailored program management for expats and retirees.

Overview

LTR-friendly Cashless in-network Worldwide options
Hospital network
Network published
Coverage areas
Worldwide / coverage zones
Plan types
comprehensive
Example premiums
$157–904 USD (from available examples)
Inpatient (IPD) Outpatient (OPD) Maternity Dental Mental health Medical evacuation

Plans (summary)

Bronze
comprehensive Worldwide / coverage zones Annual limit: ฿52500000
IPD Mental Evacuation
USD 1.5M overall; post-hospital OPD only; mental health inpatient days with lifetime cap.
Silver Lite
comprehensive Worldwide / coverage zones Annual limit: ฿52500000
IPD OPD Evacuation
USD 1.5M; limited outpatient (~USD 1,500), physio cap; limited dental; medevac included.
Silver
comprehensive Worldwide / coverage zones Annual limit: ฿87500000
IPD OPD Mental Evacuation
USD 2.5M; full outpatient; mental health lifetime ~USD 75k; preventive and rehab limits apply.
Gold
comprehensive Worldwide / coverage zones Annual limit: ฿175000000
IPD OPD Maternity Dental Mental Evacuation
USD 5M; full outpatient; dental & maternity included (waiting periods); mental health lifetime ~USD 100k.

FAQ

Is William Russell accepted for Thai visas?
Yes, this insurer typically offers plans that meet visa requirements LTR.
Do they have cashless direct billing in Thailand hospitals?
Yes — members can use direct billing within the insurer’s network in Thailand.
Can foreigners/expats apply and what are the age limits?
Most international and Thai expat plans accept adult expats; exact age limits vary by plan.
Are pre‑existing conditions covered?
Coverage for pre-existing conditions depends on underwriting; some plans apply exclusions or waiting periods.
How do I get a quote?

Updated 2025-09-08