LMG Insurance (Liberty)

Data updated: 2025-09-08

Description

LMG positions the Liberty-brand health product as long-stay visa-ready coverage with straightforward, high-limit plans (e.g., USD 100,000 per sickness). It casts itself as value-oriented and easy to qualify for, suitable for expats on a budget.

Overview

LTR-friendly O-A visa accepted

Hospital network

Network published

Coverage areas

Thailand

Plan types

visa_long_stay

Example premiums

฿17,600–37,100 THB (from available examples)

Inpatient (IPD) Outpatient (OPD)

Plans (summary)

Long Stay VISA Plus Premium (100,000 USD)

visa_long_stay Thailand Annual limit: ฿3500000

IPD OPD

Eligibility: up to 80 · renewable to 100

Thailand-only area; post-purchase certificate sent and uploaded to TGIA portal.

FAQ

Is LMG Insurance (Liberty) accepted for Thai visas?

Yes, this insurer typically offers plans that meet visa requirements O-A LTR.

Do they have cashless direct billing in Thailand hospitals?

Usually claims are reimbursed; check plan docs for network and billing rules.

Can foreigners/expats apply and what are the age limits?

Typical eligibility: · up to 80 · renewable to 100.

Are pre‑existing conditions covered?

Coverage for pre-existing conditions depends on underwriting; some plans apply exclusions or waiting periods.

How do I get a quote?

Start the insurer’s online quote.

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