Pacific Cross Health Insurance

Data updated: 2025-09-08

Description

Pacific Cross touts itself as Thailand’s expat health-insurance leader, with tiered Long Stay Visa plans (Standard, Premier, Maxima, Ultima). Their narrative emphasizes robust local and ASEAN cashless networks, visa compliance, and multi-tier flexibility.

Overview

LTR-friendly O-A visa accepted O-X visa accepted Cashless in-network

Hospital network

550 hospitals (TH) · view network

Coverage areas

Thailand, Thailand / ASEAN room & board perks

Plan types

visa_long_stay, comprehensive

Example premiums

Quoted online; varies by age/benefits

Inpatient (IPD) Outpatient (OPD) Medical evacuation

Plans (summary)

Long Stay Visa (O-X, O-A)

visa_long_stay Thailand

IPD OPD Evacuation

Eligibility: up to 75 · renewable to 99

Applicants up to 75 (older case-by-case), renewable to 99; pre-existing considered if declared.

Premier

comprehensive Thailand / ASEAN room & board perks

IPD OPD Evacuation

FAQ

Is Pacific Cross Health Insurance accepted for Thai visas?

Yes, this insurer typically offers plans that meet visa requirements O-A O-X LTR.

Do they have cashless direct billing in Thailand hospitals?

Yes — members can use direct billing within the insurer’s network in Thailand. See network.

Can foreigners/expats apply and what are the age limits?

Typical eligibility: · up to 75 · renewable to 99.

Are pre‑existing conditions covered?

Coverage for pre-existing conditions depends on underwriting; some plans apply exclusions or waiting periods.

How do I get a quote?

Start the insurer’s online quote.

Insurance Helper Service

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