Insurance background
VIP Universal Medical Insurance

VIP Universal Medical Insurance

Data updated: 2025-09-08

Website

Overview

LTR-friendly Cashless in-network Worldwide options
Hospital network
Network published
Coverage areas
Worldwide / options
Plan types
comprehensive
Example premiums
Quoted online; varies by age/benefits
Inpatient (IPD) Outpatient (OPD) Medical evacuation

Plans (summary)

Universal VIP Choice
comprehensive Worldwide / options
IPD OPD Evacuation
Eligibility: up to 74
Official site lists VIP Choice plans including Senior VIP.

FAQ

Is VIP Universal Medical Insurance accepted for Thai visas?
Yes, this insurer typically offers plans that meet visa requirements LTR.
Do they have cashless direct billing in Thailand hospitals?
Yes — members can use direct billing within the insurer’s network in Thailand.
Can foreigners/expats apply and what are the age limits?
Typical eligibility: · up to 74 .
Are pre‑existing conditions covered?
Coverage for pre-existing conditions depends on underwriting; some plans apply exclusions or waiting periods.
How do I get a quote?

Updated 2025-09-08